Dave Ramsey's 7 Steps to Buy a House

How to Buy a House in 7 Steps

Buying a house takes time. And no house—even that perfectly cute bungalow on the corner with the fenced-in backyard—is worth jumping into before you’re ready.

You know what’s more important than the house you buy? How you buy that house.

7 Steps for Buying a House:

  1. Save for a down payment
  2. Get pre-approved for a mortgage
  3. Find a real estate agent
  4. Go house hunting
  5. Submit an offer
  6. Get a home inspection
  7. Close on your house 

The decisions you make in the home-buying process can make a difference between a home that is a blessing to your family for years to come and a home that becomes such a financial burden that you feel like you can’t breathe.

Buying a house doesn’t have to be a stressful, draining experience. It can actually be a lot of fun, especially if you’re making smart decisions that focus on the long term. These tips will help you:

  • Set realistic expectations for the home-buying process
  • Calculate how much home you can afford and how much to save for a down payment
  • Know how to find the best real estate agent
  • Learn how to buy a house with confidence
  • Define what to look for in your first house
  • Know what to expect from contract to closing day